Frozen Water Pipes: Knowing What Your Home Insurance Plan Will Cover

Many Texans continue to grapple with the effects of the winter storm, including frozen pipes. What will your home insurance coverage plan cover if a pipe freezes and breaks in your house? Dallas insurance coverage attorney Meloney Perry of Perry Law P.C. says it depends on your insurance carrier and the policy.

“Generally, your insurance policy will cover the water damage from pipes breaking in your home,” says Ms. Perry. “But the coverage may not protect the actual pipe or the equipment and you cannot assume your insurance coverage will pay for it. So, you may have to take on the cost of the plumbing services. It depends on the kind of coverage you have for your home. Knowing your policy and talking to your insurance agent to make sure you understand what your policy covers can help with how you file any claims.”

For more information, please contact Sophia Reza at 800-559-4534 or

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