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When you combine the severe drought plaguing Texas with celebratory July 4th fireworks, the risk for home fires and wildfires has never been higher. Unfortunately, home and business owners often find they are unprepared to deal with resulting insurance struggles, says Houston attorney Phillip Sanov, head of The Lanier Law Firm's Bad Faith Insurance Practice Group. "People dutifully pay their insurance company every year, never expecting the company to deny, delay or underpay claims when disaster strikes," says Sanov, who has helped numerous clients after wildfires in California and across the country. "In a fire where everything is destroyed, people struggle to document their possessions when making a claim." That is why preparation is key, he says. "We all should take photos and videos of our belongings, so we have definite proof when making a claim." For more information, contact Alan Bentrup at 800-559-4534 or alan@androvett.com.