|Lanier Law Firm Bad Faith Attorney Phillip Sanov quoted in AOL Daily Finance article |
How to Get Your Insurer to Pay Your Frankenstorm Damage Claim
|October 26, 2012 11:58 am|
AOL Daily Finance:
So, let's assume you did the right thing in getting insurance to protect yourself against those times when Mother Nature comes knocking. Well, if you live on the Eastern Seaboard, it looks like she'll be banging on your door early next week, and this time, she's bringing Frankenstorm.
This rare hybrid of three big weather systems could be a challenge for your emergency plan. But it's after Hurricane Sandy blows through that you may face the real challenge: Getting your insurance company to pony up the cash instead of trying to deny your claim.
As J. Robert Hunter, director of insurance for the Consumer Federation of America and former federal insurance administrator, noted in connection with Hurricane Irene last year: "Families will have to dig deeper into their pockets, because insurers have been steadily increasing hurricane wind coverage deductibles and imposing other policy limitations."
You own a ton of stuff. Make a list of it all. Better still if you took photos of your possessions before the storm, but If you didn't, don't sweat it. "Those snapshots from a party may offer proof of your TV that was destroyed, or the rug that was ruined," said Phillip Sanov, an attorney with The Lanier Law Firm
© Copyright 2012 AOL Inc.
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